How Many Days Of Rehab Will Cigna Pay For?

Cigna is responsible for providing health insurance to hundreds of millions of patients around the world.

While the majority of people are aware of substance abuse and mental health treatment insurance coverage, many are still unsure of the details of what their policy covers.

inpatient or outpatient treatment

Does Cigna’s insurance company cover the costs of addiction treatment and rehabilitation? That is, there is no guarantee that all costs will be covered, but at least some of the costs will be covered.

This article covers everything you need to know about the treatments Cigna offers.

Cigna Insurance Coverage for Drug and Alcohol Rehab Treatment

More than 300 million people now use Cigna as insurance.1. But there are people unsure of the insurance coverage they get for substance abuse services.

What does it cost to treat addiction? This website is meant to help you understand what the Cigna Healthcare Plan covers. Yeah. It provides drug rehabilitation services and specializes in addiction. works to offer a full list of drug coverage for addicts and their dependent clients, but changes to policies can occur and mistakes will happen.

Cigna Insurance Coverage for Drug and Alcohol Addiction Rehab

Get a free list of Cigna health coverages for alcohol rehabilitation. When your family member is experiencing medical problems, dial 911 immediately. How are your insurance plans covered in case of a drug abuse case? Please fill out a form on this website to get a quick report on your insurance benefits. Our staff is able to determine whether you have policies in-network with a US addiction center. Can you verify your insurance card verification form by clicking here? This field is used to search for 1 Etna. Insurance carriers.

What should I do if Cigna doesn’t cover the total cost of rehab?

In some cases, Cigna covers most of your rehabilitation fees, depending upon your plan. In certain circumstances, the policy will not provide coverage for any treatment expenses for drug rehabilitation facilities. Talking to a substance abuse counselor can help you understand the benefits and the costs of a substance abuse treatment plan and what their financial responsibility will be. It is important you don’t let money stop you if your substance addiction continues. There is an alternative way in which to cover costs, such as paying for a college or other scholarship.

Alcohol And Drug Treatment 

Cigna covers the expenses of substance abuse remedy for its subscribers.

Due to its partnership with dependancy remedy facilities across the country, Cigna can offer participants with a big choice of detoxification, inpatient residential remedy, and outpatient remedy packages at significantly discounted rates. 

Behavioral fitness therapy, which incorporates remedy for drug use disorder, is remitted to be protected with the aid of using coverage organizations to a few extent.

This is needed below the Patient Protection and Affordable Care Act (ACA) and consists of insurance for drug and alcohol dependancy.

Detox Services 

Detoxification from drugs and alcohol may require assistance and if not done properly the process can be difficult, uncomfortable and even life threatening. helps you safely withdraw from drugs and alcohol.

Medications may be prescribed to relieve withdrawal symptoms.

Inpatient Care

Residents of inpatient/inpatient residential treatment programs receive drug and alcohol treatment while on the premises of the facility receiving treatment.

Inpatient treatment lasts an average of 15 to 90 days, depending on the program you attend and your individual needs.

Cigna Health Insurance Coverage

Other Benefits of Cigna Health Insurance It’s important to know all of the benefits of your Cigna health insurance coverage, especially when it comes to your overall health and your life beyond rehab. Cigna’s plans are flexible and very accommodating to your budget.

The treatment centers take the risk of whether your claims are approved or denied, not you . About Cigna Coverage for Alcohol & Drug Detox and Treatment When it comes to insurance coverage, it’s important to keep in mind that each policy varies.

Outpatient Care

Following inpatient remedy, many human beings who’ve completed it are despatched to outpatient remedy to keep receiving resource on their adventure to recovery.

You stay at domestic and attend remedy and assist classes at a rehabilitation facility for 10 to twelve hours according to week, relying for your circumstances.

Your general out-of-pocket prices for dependancy remedy might be determined with the aid of using the precise Cigna plan you pick out to sign up for and sign up in.

There are a whole lot of month-to-month premiums, copays, deductibles, and different feasible charges related to every plan, all of that are wonderful from one another. 

If you’ve got got Cigna fitness insurance, on the opposite hand, no less than a part of your costs must be blanketed with the aid of using your coverage at no extra price to you.

Mental Health Services

Cigna also provides coverage for mental health services for mental illnesses such as anxiety and depression. American Addiction Centers accepts Cigna. Follow this link to get more information about payment options and verify your insurance benefits.

Cigna’s coverage for substance abuse treatment benefits will depend upon your type of insurance plan and the state in which you live. Cigna does cover different types of addiction treatment services, include detox services, residential treatment, partial hospitalization programs, intensive outpatient programs, and outpatient treatment.

Intensive Outpatient Program

Intensive outpatient rehabilitation and treatment means attending long-term treatment several times a week. During the Intensive Outpatient Program (IOP), you can continue to live at home and work during the day if needed.

Does Cigna insurance cover addiction rehab?

Trying to decide if substance abuse is covered under Cigna’s rehab network is a daunting task. Luckily thousands of people have received support from our program and it paid off with their plan. Simply phone us and one of our addiction experts will take care of everything, determining best solutions for your specific policy. Cigna Corporation provides health care for families across the world. The company serves around 95 million people and provides health services to those under its policy.

Drug or Alcohol Addiction

This page should help you understand what type of drug and alcohol rehab treatment is and isn’t covered by Cigna insurance. Please note: This page is simply a brief guide to how Cigna health plan benefits work with regard to substance abuse, mental health, and behavioral health treatment. This is not a comprehensive guide.

Cigna is a worldwide health organization that provides healthcare insurance for more than 86 million customers. This provider helps individual patients access alcohol and drug rehab treatment.

Partial Hospitalization Program 

The Partial Hospitalization Program (PHP) is a program that allows you to stay home while receiving treatment during the day. Also called a day care program.

What If Cigna Can’t Cover All The Costs?

american addiction centers logo, out of network services

Depending on your particular situation, Cigna insurance may cover some or all of your rehabilitation-related costs.

Depending on your policy, you may be able to pay some or all of the costs associated with treatment at a drug or alcohol rehabilitation clinic or addiction treatment facility.

The inpatient specialist at the substance abuse rehabilitation center you are considering can help you understand your insurance coverage and financial obligations during treatment. , it is important not to be financially deprived of treatment for drug and alcohol abuse.

Financial assistance is available to help cover the costs of the course. This may include payment plans, scholarships and grants in certain circumstances.

Cigna Plans

Cigna offers a variety of health insurance plans, so you can make the best choice for your needs. Here are the compensation plans they offer:

Health Management Organization (HMO)

This is a great option for consumers who don’t mind having a limited number of doctors available within the Cigna network.

In-Network Health Maintenance Organizations (HMOs) cover care provided by doctors and institutions that have direct contracts with insurance companies.

Exclusive Provider Organization (EPO) 

This gives clients some flexibility in choosing the right location or doctor to treat their needs.

Preferred Provider Organization (PPO)

Patients enrolled in PPO plans have the opportunity to choose from more providers.

Nevertheless, out-of-network care is often expensive for patients.


This plan provides customers with a cost-effective option to access medical services from the provider’s limited network.

You have the option to include only grid-related or non-grid services in your package (additional charges apply).

OAP (Open-Access Plan)

Comparable to PPO plans in many ways, but with more providers available to plan members.

OAP plans also give you the option to pay extra if you want to leave the network.


If you need to enter a rehab facility or want to try other rehab/addiction/psychiatric treatments, Cigna must cover at least a portion of the costs.

However, in most cases, they will cover the full cost of treatment for 30 days. If they cannot pay the full cost of treatment, they can help you obtain other financial assistance.

Contact them directly to find out how much your plan covers Please check the other information for accuracy!

Ryan Ascroft