When looking for health insurance or a health insurance plan, you want to find a plan that covers everything you need. Finding a plan that covers drug rehabilitation is very important for some people.
Blue Cross Blue Shield is a popular health insurance option, but does it cover drug rehabilitation? What kind of rehabilitation can I expect from a Blue Cross Blue Shield health insurance plan?
If you want to know the answers to these questions, read on. We’ve put together this handy guide to help you out.
Who Is Blue Cross Blue Shield?
Blue Cross Blue Shield is an American company that was founded in 1921 and it’s one of the largest companies in the United States. It has over 2 million members in more than 40 states across America.
The company is based in Michigan, Ohio, New York, and Texas. They also offer plans in Canada, Mexico, and Puerto Rico. Their headquarters are located in Bloomfield Hills, Michigan. Treatment providers can talk to you about treatment options available. For help verifying your insurance plan and finding treatment solutions, contact a treatment provider today.
What Does Blue Cross Blue Shield Cover?
Blue Cross Blue Shields covers all types of medical care.
These include doctors visits, hospital stays, prescription drugs, dental work, vision care, mental health services, maternity care, home health care, chiropractic care, physical therapy, lab tests, ambulance rides, emergency room visits, surgery, hospice care and much more.
This type of coverage is called “medical insurance.”
Blue Cross Blue Shield Insurance Coverage for Drug & Alcohol Rehabilitation
Often people struggle to overcome their addiction to alcohol or drugs, but some people may confuse your insurance policy regarding treatment of substance abuse. Treatment for alcohol and substance abuse usually consists of detoxing, therapy and rehabilitation plans. The type of facility includes traditional, holistic, luxurious, adolescent-specific, gender-specific, and dual diagnosis.
They are typically split between the hospital inpatients and the hospital outpatients’ facilities. The location of the rehabilitation center is important in determining how well they are performing. Yeah. Blue Cross Blue Shield provides treatment for addictions.
Blue Cross Blue Shield Insurance For Addiction Treatment
Blue Cross Blue Shield is an insurance company offering health care to over 100 Million Americans. Blue Shield covers nearly nine of the 10 doctor hospitals in America. Many federal workers receive Blue Cross Blue Shield health care. This coverage has many benefits and services that aid individuals struggling with mental illness and addiction. Blue Cross BlueShield will reimburse the costs. Contact us today for a free insurance review.
Medication Assisted Treatment
Medication Assisted Treatment (MAT) – Involves the use of FDA-approved medications, in combination with counseling and behavioral therapies, to provide a “whole-patient” approach to the treatment of substance use disorders.
Blue Cross Blue Shield Drug Rehab Facilities: Finding Drug Rehabs That Accept Blue Cross Blue Shield BCBS Provider Finder If you’re looking for a drug treatment center in your plan’s network. Before you look for Blue Cross Blue Shield addiction treatment providers, be sure you know the name of your benefit plan, listed on your member ID card.
How can I pay for treatment that is not covered by my insurance plan?
During discussions about the rehabilitation plan, many rehab centers will explain what coverage your insurer provides and the cost you may be expected to incur on your own. For information and to understand how you can proceed with this journey you will need to contact the right doctor immediately. All of our good people can be reached through phone or emailed and they can help you with anything you want regardless of circumstances! Tell me the most effective way to reduce the amount you are able to borrow without a health insurance policy?
You can always check crowdfunding sites or groups to see alternatives to taking out money. Kickstarter has become an increasingly popular alternative to rehabilitation. While most crowdfunding websites offer funding to businesses and artists, a few offer funding to help people improve their lives. You can also use GofundMe, Causes Indiegogo, or Kickstarter. It’s completely understandable if people don’t agree on sharing personal matters. You may also get help from friends and family in this regard.
Take a personal loan To Pay For Treatment
It’s easy for a person to get a personal loan for their addiction recovery costs. Personal loans offer attractive rates; all it takes are a decent monthly income and a reliable cosigner with a good credit score.
How Do I Know If My Insurance Will Cover Drug Rehab?
If you would like to know if your insurance will cover drug rehab then there are certain things you should look at when comparing different policies. Some of the factors include:
- Your age. You may be able to get better deals on your policy as you get older.
- How many dependents you have. If you have children then you might be able to save money by getting a family plan.
- How long you have been with the same employer. You could get a discount if you stay with the same employer for a long time.
- Whether you smoke or not. If you don’t smoke then you may qualify for lower rates.
- What kind of treatment you receive. You may be able to pay less for treatments that are considered elective.
- Where you live. Living in a rural area means you may have higher costs.
- What kind of doctor you see. If you go to a specialist then you may be able to save money.
- What kind of treatment facility do you use? If you choose a private facility then you may be able to pay less.
What Is The Substance Use Resource Center?
Blue Cross Blue Shield can help support your journey to recovery with a publicly available resource, the Substance Use Resource Center.
Learn more about Blue Cross Blue Shield benefits and services here.
You can also contact us directly with your questions. Blue Cross If you don’t have a Blue Shield plan, you can still find resources available in your area. This will help people struggling with substance abuse find the help they need to recover.
What Is The Substance Abuse And Mental Health Services Administration?
The Substance Abuse and Mental Health Services Administration (SAMHSA) is part of the U.S. Department of Health and Human Services.
SAMHSA works to improve the lives of Americans affected by substance abuse and mental illness. They do this through programs such as:
- The National Survey on Drug Use and Health
- National Institute on Alcoholism and Alcohol Abuse
- Center for Behavioral Health Statistics and Quality
- National Alliance for the Mentally Ill
- Substance Abuse and Mental Health Services
- State Partnership Programs
- Healthy People 2020
- National Institutes of Health
- Centers for Disease Control and Prevention
- Office of Applied Studies
- American Recovery and Reinvestment Act
Drug or Alcohol Addiction
How to Start? If you or someone you love is struggling with drug or alcohol addiction help is available. At Find Addiction Rehabs, we work with a network of drug and alcohol, detox and rehabs across the nation. Because of this, we can pair you with a treatment facility that offers a program specific to your individual addiction and mental health needs.
The Mental Health Parity and Addiction Equity Act requires that health insurance companies and group health plans to provide equal coverage for mental health services, such as drug and alcohol abuse treatment, as they do medical coverage.
Detox ensures you’re safely stabilized and ready to enter a substance abuse and recovery program. Outpatient treatment: You may receive therapy and counseling at a treatment facility, but you will live at home. Inpatient treatment: You may be admitted to a rehab clinic or hospital where you will receive inpatient treatment lasting several days or a few weeks.
What should I do if BCBS doesn’t cover the total cost of rehab?
BBB may cover your rehabilitation expenses, depending on your policy. Your policies may not cover all treatment costs associated with addiction therapy. Contacting a rehab counselor at the rehab site can help with understanding your insurance plan. Not all sufferers are covered by insurance and deserve a good treatment from a good rehabilitation center. Even with all these costs, the cost should remain low for patients who are in desperate need to receive medical help.
Recommendations for Rehabilitation Treatment Articles
How much does a drug and alcohol rehab program cost? Knowing the costs you might incur gives you a little confidence.
What Are The Benefits Of Using A Substance Abuse Treatment Facility?
- There are several reasons why using a substance abuse treatment facility can benefit you.
- It helps you to focus on your addiction instead of other problems.
- It allows you to meet others who are going through similar situations.
- It provides you with the tools necessary to overcome your addiction.
- It allows you to learn how to manage your life without drugs or alcohol.
- It teaches you skills that allow you to deal with everyday stressors.
- It helps you develop coping strategies that allow you to deal effectively with stressful situations.
- It helps you gain insight into your behavior patterns.
- It helps you understand how your actions affect those around you.
- It helps prepare you for a successful transition back into the real world after completing treatment.
How Do I Know That My Insurance Company Will Cover Rehabilitation Centers?
When looking for a rehabilitation center that accepts health insurance, check with your provider first. Some companies offer discounts to their members.
Others may not recognize that certain types of facilities are medically necessary.
Before committing to go to a particular center, it is important to know what your insurance covers.
If you are unsure whether your insurance covers rehab, call the company and speak to a customer service representative. Your insurance company should let you know if they cover rehab centers.
Some insurance plans include a list of approved providers, so make sure you are on that list.
Addiction Treatment Services
The treatment providers listed above report that their addiction treatment services are covered by Blue Cross Blue Shield. To find more rehab facilities covered by Blue Cross Blue Shield insurance, click here and explore your options for treatment.
Can I Get Help With Addiction Without Going To Rehab?
Yes! While most people think of rehab when they hear the word “addiction,” there are many ways to treat addiction outside the traditional rehab setting.
There are many ways to treat addiction.
This includes individual counseling, group therapy, 12-step programs, medication administration, behavioral therapy, family support groups, and holistic healing practices. You don’t have to be in an inpatient facility to get qualified professional help. You can also find local resources online.
Blue Cross The Blue Shield plan provides adequate coverage for a variety of drug rehabilitation services.