If you are looking for a health insurance plan that will cover the cost of rehab then this can be quite difficult.
It is not always clear which providers will cover rehab and which do not cover it.
One of the best health insurance providers is Cigna. Their services are very popular and many people choose to use them to give them peace of mind when it comes to medical insurance.
But Do Cigna plans cover rehab? Which plans cover rehab and which ones don’t?
We have put together this useful information to help you decide which Cigna plan you should get to ensure that rehab costs are covered. Keep reading to find out more.
Who Are Cigna?
Cigna is an American healthcare company based in Bloomfield, Connecticut.
They provide health care products and services such as dental, vision, pharmacy, behavioral health, life insurance, long-term care insurance, and much more.
The company was founded in 1943 and has been operating ever since. Today they employ over 100,000 people around the world.
Cigna’s headquarters are located in Hartford, CT. However, their business operations are spread all across the globe.
There are 6 main regions where they operate: North America, South America, Europe, Asia Pacific, Africa, and the Middle East.
Each region has its own regional office and each country within those regions has its own local offices.
What Is Rehab Insurance And Does Cigna Cover Rehab?
Rehabilitation is a process used by doctors to treat patients who have suffered from injuries or illnesses.
This usually involves physical therapy, occupational therapy, speech therapy, psychological counseling, and other forms of treatment.
Patients may need to go through several different types of rehabilitation depending on what caused their injury or illness.
For example, if someone had an accident at work, then they might need to undergo physical therapy before returning to work.
But What About Cigna Plans That Don’t Cover Rehab?
Some companies offer health insurance but they only cover certain treatments. These companies often say that they cover “medical” treatments but they do not cover any form of rehabilitation.
So if you want to make sure that your rehab costs are covered then you must look elsewhere.
If you are looking for a provider that covers both medical and non-medical treatments then we recommend that you check out Cigna.
They offer a wide range of services including dental, vision, pharmacy, and behavioral health.
They also have several different plans available so you can pick one that suits your needs.
Are There Any Limitations To Cigna Rehab Cover?
Whilst Cigna plans do cover rehab, there are some limitations. For example, they don’t cover all outpatient costs depending on the conditions of the plan and the rehab center.
What Is Inpatient Rehab?
Inpatient rehab is a type of treatment that takes place in a hospital. During this time, patients are treated in special facilities designed specifically to help with recovery.
Some of these facilities include nursing homes, mental health centers, addiction treatment centers, and others.
Inpatient rehab gives patients access to a variety of specialists who will be able to help them during their stay.
These specialists will evaluate how well the patient is recovering and whether there is anything else that they should be doing to improve their condition.
The length of an inpatient rehab program varies greatly. It depends on the severity of the patient’s condition and the type of treatment he/she requires.
Most programs last between 30 days and 3 months. The longer it lasts, the better the chances of success.
Who Can Go To An Inpatient Rehab Facility?
Anyone can attend an inpatient rehab facility. But some factors will determine whether or not they qualify for admission.
If you are suffering from drug abuse, alcoholism, or another substance use disorder, then you may be eligible for inpatient rehab.
You will also be considered if you suffer from depression, bipolar disorder, anxiety disorders, post-traumatic stress disorder (PTSD), eating disorders, or attention deficit hyperactivity disorder
How Much Does Inpatient Rehab Cost?
The cost of attending an inpatient rehab center can vary widely. Some people pay thousands of dollars per month while others spend just hundreds.
Many different factors affect the price of an inpatient rehab facility such as location, size, staff, and amenities.
Most of the time, the more expensive the facility, the higher quality care you will receive.
However, there are always exceptions. A lot of cheaper facilities provide good service too.
What Is Outpatient Rehab?
Outpatient rehab is a less intensive version of inpatient rehab. Patients attend group sessions at specific times throughout the day.
This allows them to get the same benefits as those who go through an inpatient program without having to live in a facility.
Outpatient rehab works best when combined with other forms of treatment.
For example, outpatient rehab can be used to supplement traditional therapy by providing support groups and individual counseling.
There are two types of outpatient rehab: short term and long term. Short-term programs usually last anywhere from 1 week to 6 months. Longer-term programs can last up to 2 years.
What Rehab Centers Take Cigna Insurance?
If you are considering taking out a Cigna plan then you might be worried about whether you will be able to use it in certain rehab centers.
American Addiction Centers (AAC) have rehab centers all over the United States, and most of them accept Cigna Insurance.
This means that wherever you live, you should be able to find a rehab center that you can use and is covered by your Cigna plan.
AAC has a great reputation among insurance companies. They have been accredited by the Joint Commission since 2002, which makes them one of the highest-rated rehab centers in the country.
In addition to being accredited by the Joint Commission, AAC is also licensed by the state of California.
This means that their patients are protected under the state’s medical malpractice laws.
If you choose the right Cigna plan then your rehab costs will be covered and you will have a good choice of rehab centers that you can use.
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